close

Health

Health

Patients must know what is irregular rythm of heart for early diagnosis of major problems

Untitled

The atria, or upper chambers of the heart, act as blood receptacles, while the ventricles, or lower chambers, pump blood in and out of the heart. An electrical impulse originates in the right atrium and causes the heartbeat. The electrical activity travels through the atria’s walls, causing them to compress and force blood into the ventricles. London Heart Clinic has a team of heart rhythm specialists that can help you understand the condition of your heart properly.

Author: Dr Syed Ahsan, Cardiologist at Barts Heart Centre

part of Bartholomew’s Hospital. https://theheartclinic.london/

Different types of disorders in the rhythms of heart

Arrhythmias, or irregular heartbeats, are defined by the region of the heart where they occur as well as the type of abnormal heartbeat they induce, such as tachycardia (an abnormally fast heartbeat) or bradycardia (an abnormally slow heartbeat) (abnormally slow heartbeat).

Afib is a quick, erratic heartbeat triggered by chaotic electrical impulses in the atrium of the heart. It is estimated that one out of every ten people aged 65 and up is affected. Even if atrial fibrillation is only acute and asymptomatic, it may cause severe problems such as stroke. Anticoagulants and left atrial occlusion systems are used to avoid strokes, whereas antiarrhythmic medications and ablation are used to treat atrial fibrillation.

AFib is similar to atrial flutter, but the irregular pulse is more frequent and can last for days or even weeks. Ablation treatments for atrial fibrillation can cause atrial flutter in a limited percentage of people when the heart creates new electrical pathways to bypass the treated area. Although atrial flutter can cause severe complications, it is usually easy to treat.

Supraventricular Tachycardia

It refers to arrhythmias that originate in the heart’s upper chambers. An extra electrical pathway connects the atria and ventricles, allowing impulses to circumvent the heart’s normal course, resulting in abnormally fast heartbeats. These arrhythmias are usually not life-threatening, but they can be aggravating. To restore the heart’s natural rhythm, medical medication or cardioversion therapy may be needed. Ablation is also used to cure diseases.

Abnormal electrical impulses in the ventricles keep them from filling and circulating blood properly in ventricular tachycardia. Ventricular tachycardia can progress to ventricular fibrillation, a medical emergency that can result in premature death if not treated promptly. Ventricular fibrillation occurs as the ventricles quiver chaotically and ineffectively instead of pumping blood.

Hypertrophic cardiomyopathy (HCM)

It is a rare but normal cardiac hereditary disease in which the heart muscle thickens. In young adults and athletes, it is the most frequent cause of sudden cardiac death. Atherosclerosis puts people with HCM at risk for atrial fibrillation and heart failure.

Another cause of sudden cardiac death in athletes and others is arrhythmogenic right ventricular dysplasia (ARVD). Hypertrophic cardiomyopathy is more common, but it is less common. ARVD patients are at risk of developing heart disease.

Long QT syndrome increases a person’s risk of rapid, chaotic heartbeats, which can induce fainting and be fatal.

Conclusion

Follow-up monitoring lets people stick to their post-treatment protocols and ensures a smooth recovery after arrhythmia has been treated with medicine, surgery, or both. Nurse practitioners with advanced experience in electrophysiology and arrhythmias are on hand to provide supervision and assistance, as well as to address any questions that patients may have. Patients are supported by team members who work closely with them to learn how to successfully resume their wellness routines and make healthy lifestyle improvements.

read more
Health

Is there anything I should not do after BOTOX®?

557927

 

Taking Botox in Calgary is one way to improve your look and get rid of wrinkles, fine lines, and other signs of ageing. As good as Botox is, there are some things you should not do after receiving the procedure. If you just underwent Botox in Calgary, here are some of the things you should avoid. 

  1. Postpone Working Out

Abstain from working out after you just had Botox in Calgary to allow the product to settle properly into your body. It will help to wait for 5 days before you resume working out. The reason is that exercise increases blood flow and this can cause the toxin to spread to other areas, which can reduce the effectiveness of the treatment. 

  1. Do Not Drink Alcohol

Do not drink alcohol at least 24 hours before going for Botox in Calgary and a few days after. Alcohol can increase the risk of bruising. 

  1. Avoid Blood Thinners

Do not take my medicine or drinks classified as blood thinners such as aspirin and lots more. 

  1. Do Not Touch the Injection Area

Resist the urge to touch or massage the part of your face where you received Botox in Calgary. Let your skin recover naturally. 

  1. Do Not Lay On Your Face

You will be instructed to sit after receiving the treatment. But when you get home, avoid lying down on your face at least four hours after the procedure. 

  1. Avoid Excessive Heat and Sun Exposure

It will help your recovery to avoid exposing yourself to excessive heat or sunbathing until the swelling and redness from the procedure have disappeared completely. Avoid hot tubs, saunas, and hot baths. 

  1. Avoid Skin Treatments

Until your skin has fully recovered from Botox in Calgary, do not undergo Skin treatments such as dermal fillers, facials, facial massages, and exfoliating scrubs. The treatments may reduce the procedure’s effectiveness and cause further discomfort. 

  1. Do Not Makeup

Go without make-up for at least 24 hours after the procedure. Applying make-up will cause you to rub the skin, which way disperse the toxin of Botox in Calgary.

Takeaway

The above are some of the things you should not do after taking Botox in Calgary. You want the best results for your money and efforts. Consequently, endure the instructions for a few days after receiving the procedure for the best results. 

Remember to ask your doctor for other instructions that can enhance the procedure’s results. And remember to relax throughout the day after receiving Botox.

read more
Health

CBD Store Consulting What The Hell Is That

c

A leading manufacturer, producer, and supplier of American-cultivated, hemp-derived CBD, Global Cannabinoids were likewise developed in 2015. Concentrating on mass and wholesale CBD, the business’s item array consists of CBD coffee, water-soluble nano CBD, pure hemp oils, CBD-infused bathroom bombs, CBD-rich full-spectrum casts, and also CBD soft gels, among others. Trace cannabinoids like Cannabigerol (CBG), Cannabichromene (CBC), and Cannabinol (CBN) are additionally eliminated from Kazmira’s THC-free CBD Store. Thinking about there are 4.39 billion web individuals since 2019; the consumer reach is much bigger than any various other choices. Benefits: Online merchants require much, much less framework than brick-and-mortar shops. Benefits: You can locate these kinds of shops peppered around a lot of cities and states, making them very easy to locate and obtain in touch with.

Obstacles: Because of the high need from consumers, internet stores can be tough to obtain in touch with. If you desire to begin your search by getting rid of any solutions based upon their prices, you can do that as well. Animated with shade, atmosphere, and also timeless tourist attractions, Christchurch is a captivating city that values its society and also heritage. However, it reveals an all-year range of unique and brand-new journeys and enjoyable tasks. This CBD distributor defines itself as “the Technology leader in the CBD Market.” By making use of a TruSpeKtrum modern technology system procedure, Kazmira prides itself on removing traces of THC, chlorophyll, and also plant wax from its items. With enhancing modern technology and brand-new removal approaches, there are even more methods than ever before to take in CBD.

Additionally, on-line markets are relatively saturated. Other businesses are offering Cbd oil and also items. The restorative homes of CBD, and cbd items, are being examined and also verified by researchers and a medical professional as a secure, non-addictive material. Different business-to-consumer (B2C) stores focus on CBD items. Like any various other markets, among one of the most vital metrics to think about when obtaining included with CBD wholesale facilities around circulation factors is the number of various merchants supply the item. Each container has 20 CBD gummies in a blended fruit selection. A couple of archetypes of specialized brick-and-mortar companies that would invite CBD items consist of vape stores, smoke stores, health/wellness shops, and also nourishment shops. Specialized shops accommodate a certain retail market. 3. Specialized brick-and-mortar stores.

read more
Health

Children’s Oral Health and the COVID-19 Response

coronavirus

 

The COVID-19 virus that threatened countries worldwide has numerous lasting effects—ranging from the loss of smell or taste, hair loss, palpitations, and scarring of the lungs. It has become akin to nightmares to kids and adults alike, and no one wishes to experience it. But did you know that, along with those frightening lasting effects, COVID-19 may affect your children’s oral health too? But don’t worry, good oral hygiene can keep the virus away, as well.

The possible impact of COVID-19 on oral health

Most of the impact that COVID-19 brings on oral health comes with the virus’s symptoms, not from the disease itself. Studies have shown that oral lesions, dental anomalies, viral infections, and oral manifestations have been seen as a result of COVID-19. Furthermore, a different study concludes that 20% of patients with COVID-19 have increased bacteria in their oral cavities.

In addition to the disease’s symptoms, people, especially parents, are afraid of going to the hospital or dental clinics for fear of getting infected with COVID-19. Due to this, illnesses are likely to be ignored or undiagnosed during the crisis.

The continuing effect of COVID-19 on dental services

We might be used to our biannual appointment with the dentist, but it sure changed this year. Your child might be happy (or not) by the lack of dental appointments, but the effects of the COVID-19 crisis include the oral health sector, even if it’s not immediately recognizable.

The pandemic’s economic consequence has not only affected restaurants and clothing shops but also dental services. Due to severe care restrictions recommended and enforced, dental services have experienced partial closures and a strict per-appointment basis—mostly having a selected number of patients per day. People willing to go to the dentists will most certainly encounter a limited crew with minimal possibility of opening.

Studies have shown that an increasing number of late dental complications and dental emergencies remain untreated with dental services closed. All of this contributes to a rise in home remedies and ignoring the pain until it goes away.

Fortunately, many child specialist dentist clinics have reopened, offering routine appointments that prioritize high-risk adults and children. Just make sure to book your appointment ahead and take note of the clinic’s guidelines that you need to follow before, during, and at the end of your appointment.

The importance of oral health to both you and your children

Teaching your children good oral hygiene is essential for both their teeth and gums, but with the pandemic looming over our heads, it has added benefit. An excellent oral routine is vital to stave away from bacteria and viruses building up in our mouths.

The best way to promote good oral hygiene to your children is to be a good role model they can look up to. You must show them that the proper way of brushing your teeth, flossing, using mouthwash will keep your mouth free from. Take note to clean between the teeth to fully clean your mouth for you to keep those pesky bacteria away from the nook and crannies of your teeth.

Remember to not only keep your teeth clean but both your toothbrush and floss, too. It would be best if you changed both your and your child’s toothbrush every three to four months as microorganisms in your mouth can easily contaminate them.

Final thoughts

Last but not least is to keep your immune system healthy. Brushing your teeth is just one step in keeping the COVID-19 virus at bay. Optimize you and your child’s immune system by eating a well-balanced diet filled with yummy vitamins along with regular physical activity (as long as you’re following social distancing). Don’t let your children stay up too late or eat junk food!

Maintaining good oral hygiene is crucial for your child. With this ongoing pandemic, it’s more important than ever to keep alert and stay sharp and enforce good eating habits and proper oral hygiene for you and your child. Taking a little time to practice and teach your child about good dental habits is one massive step to being healthy. Stay safe, and stay healthy!

 

read more
Health

Why Is It Necessary To Know About The Cancer Curing Foods?

nutrition-blog-on-the-plate-950×540

Maintaining a diet and live a healthy lifestyle is the dream of many people but unfortunately, they cannot able to do so in the busy schedule and also laziness. Many of the people are getting the cancer disease and the reason behind this is that eating the junk foods and also improper maintenance of the health condition. But it is always necessary for people to know about which foods kill cancer cells as they can keep away from this dangerous disease. Even though the lots of the medicines are available it is always better and healthy when you eat cancer curing vegetables and fruits.

What are the types of foods available to cure cancer?

Foods are always the best medicine in the world to heal any kind of disease. So if you are having cancer or any of your known members are suffering from this disease then you can simply recommend the following foods

Tomatoes

This is the best fruit that is used in all kinds of south Indian dishes mostly. This will be the best one for the people to eat it raw as this is having the cancer fighting benefits. This fruit is having the lycopene compound in it and this will help to reduce cancer causing risks. This is the best one for eating it as raw or adding as the ingredient in the dishes and also you can put juice in it.

Spinach

The spinach is what most of the kids and even the adults will not eat normally. But this is the healthiest food which is good for not only avoiding cancer problems but also many other problems like heart disease, asthma, skin problems, etc. You will find various types of spinach and all of them will give te good effect in curing cancer.

Carrots

Cancer will affect the human body in any of the particular parts like lung, prostate, skin, or any others. Do you have the fear of getting cancer? Then this is the right time for you to eat the carrots. Taking the carrots as the daily diet will give you a healthy body which will make you be free from cancer cells. You can eat this vegetable as a raw item or simply cook it as a dish for lunch.

Nuts

It is the wrong assumption that most people are thinking that only fruits and vegetables will give protection from cancer problems. You will also find the nut varieties that will be the best ones for keeping yourself healthy. In recent times a lot of people are love to watch movies and so if you are in the movie then instead of eating the popcorn and some other items it is better to munch the nuts. The nuts like the groundnut, cashew, walnut, etc. are good to eat as raw or use in making any of the dishes. When you eat the nuts then you will definitely find the changes in the body as you will be more healthy. You can also recommend this to cancer caused patients also.

Turmeric

This is the popular one that is used in south India in all types of dishes. It is having good compounds that will cure cancer and also make you be free from other kinds of diseases. If you want to lead a healthy life then adding this turmeric to the dishes will give a good effect.

Garlic

This is also the most used ingredient in a lot of the dishes. This garlic is having natural medicinal properties and this will give complete relief from cancer cells. The cancer cells will get eradicated in a short span of time and also you can able to prevent this cancer disease easily.

Still, more vegetables, spices, fruits, and nuts are available for curing cancer cells and so people should have to follow the proper diet in eating these kinds of foods to lead a healthy life.

Why you should prefer natural cancer cures?

In this modern world, a lot of medicines are available to cure any kind of disease. But all these kinds of medicines may sometimes cause side effects for most of the people that too when it is taken with high dosage. This is a common problem and this is the reason that it is always best to go for natural cancer cures. Instead of wasting the money on English medicines and others, it is simply to plan and follow a healthy diet that will eradicate the cancer cells completely from your body. These kinds of natural foods will not only give protection from the cancer disease it is also the best to cure the other diseases in the body. As per the survey, the people who are taking the natural foods like green leaves, fruits and others will not get the many health problems and also they are living longer.

read more
Health

Male Skin Care: Men’s Guide to treating Adult Acne

adult_acne_men

Even for men, acne can be an incredibly unpleasant and unappealing thing to have. Although it is rarely discussed, male skin care is an essential part of preventing and treating this. Many aren’t really informed about skin care, though, as they often feel that it’s a ‘woman’s thing.’ However, it can be a liberating habit that can boost your confidence once you see your new and improved skin.

If you are a guy who is just starting with skincare, here are some things you should start doing first.

Stop the soap
A little sad fact is that many men don’t know that soap shouldn’t be used to wash their face. Surveys found that 32 percent of men only use soap on their face, and that could very well be the reason why your acne is bad.

Soap is the last thing you want to clean with because the ingredients in it are harsh. It is designed to strip oils off the skin, which is why it is used to kill germs. For the skin, it can make it extremely dry and irritated. Dry skin can actually get more acne because your oil glands work overtime to produce more oils, leading to acne.

Switching to facial wash can make a huge improvement on your skin. Benzoyl peroxide face wash is great for killing off acne-causing bacteria and excess oil. Facial wash with green tea is also a good option, and it also works for those with sensitive skin. You should avoid those with parabens as well as those with artificial colors and fragrances. These are known to damage the skin and make acne worse.

Be open to using serums and masks
Although a lot of skincare products are marketed for women, they are actually gender-neutral. There are, however, skincare products designed for men. Those either have less feminine scents or have traits that are made for male skin. But generally, things like serums and face masks can work for your skin.

Washing your face isn’t enough to get rid of acne. Serums, masks, and other treatments were made to both remove acne and keep it off. Salicylic acid and black seed oil are good for getting rid of acne scars. After the bumps have been removed, they can also even your complexion and redness. Glycolic acid, similar to salicylic acid, also helps exfoliate the skin to remove dead skin along with blemished skin.

You should also look into products that balance pH levels on your skin such as vitamin C. Balanced pH levels can keep you from breaking out because it regulates the oil production on your skin.

Remember to moisturize
When you go out, your skin actually gets dried out from the sun, so it’s important to moisturize your skin. As mentioned before, dry skin produces a lot of oil, resulting in acne and pimples. Moisturizers already keep your skin hydrated to prevent it from getting irritated.

There are different kinds of moisturizers, and you should choose one based on your skin type. If you have oily skin, then you should go with gel-based over oil-based ones. Oil-based moisturizers can feel heavier on your skin and are naturally thicker because it caters to dry skin.

Wear sunscreen
One in five Americans develop skin cancer before 70, and most of them are men. The ultraviolet rays from the sun are actually really damaging, and it accumulates over time. Getting burnt skin from the sun is a lot more serious than people think. What’s worse is that it can recur again within a few years, albeit in a different location.

To prevent this, you have to make sure that you stay in the shade and avoid being under the intense sun for too long. Sunscreen is also essential to put on whenever you are going out. It provides a protective layer over your skin to keep it from being damaged by the sun. Depending on its SPF, you may need to reapply it throughout the day as well.

 

With these ideas in mind, you can effectively take care of your skin and prevent breakouts from happening. Skin care doesn’t have to be complicated.

 

read more
Health

Making Marriage Work: If It’s 50-50, Why Not Make It 100%?

The groom hugging the palm of the bride with rings 4815.

I was fortunate enough to recently observe a middle-aged couple out celebrating their thirty-third wedding anniversary. Upon learning how long the couple had been together, a shocked hospitality worker asked them what the secret was. Without missing a beat, the husband said “marriage is not a 50-50 proposition. It is 100% or nothing.”

What a profound insight. It was so profound that the nice lady serving this couple was forced to stop and think about it. Her pause was not cursory, either. You could see by the look on her face that she was actually thinking about what she had just heard. A half-minute went by before she looked back at the husband and said, “I’m going to have to talk to my boyfriend about that.”

50-50 Is Give-And-Take

Marriage being a 50-50 proposition is a well understood concept in American culture. It is also not completely unreasonable if you understand what it means. A 50-50 relationship is one of give-and-take. When things work as they should, both partners give-and-take equal amounts – thus, the 50-50 paradigm.

But wait a minute. What if both partners gave 100% of themselves? If they succeed by both investing equally in a 50-50 proposition, can they not both invest 100% of themselves? And if so, doesn’t that make for a better proposition in the end?

50-50 Creates Expectations

The interesting thing about the 50-50 paradigm is that it creates certain expectations. When couples view marriage that way, each partner expects certain things of the other. If one of the partner’s expectations are not met, there is a temptation for that person to respond in kind.

For example, maybe a couple splits the dinner responsibilities 50-50. One agrees to do all the cooking while the other sets the table and cleans up afterward. What if the second person decides it is too much trouble to worry about a formal place setting? The other might decide that less effort can be put into cooking.

As their expectations remain unmet, they are gradually lowered. Eventually the couple finds themselves eating takeout from plastic containers six nights a week.

100% with No Expectations

Perhaps a better way to look at marriage is giving 100% with no expectations. Again, this is assuming that both partners give 100% – the same way we would expect both partners to contribute equally to a 50-50 relationship.

If I give 100% of myself with no expectations of my spouse, all of my spouse’s needs will be met. If my spouse does the same thing, all of my needs will be met. It really does work. It only requires a commitment among partners and a daily effort to make it so.

A Matter of Willingness

Relationships & More is a Rye, NY clinic that offers marriage and couples’ counseling, relationship therapy, adolescent counseling, and more. They frequently work with couples who are struggling with the 50-50 concept. How many of those couples will not make it due to the unwillingness of one or both to put forth the effort to fix things?

How many of those couples will overcome their struggles by truly investing themselves in solutions? If the ones who succeed willingly commit themselves to the 50-50 proposition, they can just as easily commit to 100%.

Perhaps that couple I observed was correct. Maybe marriage truly is a 100% or nothing deal. They seem to have made it work for 33 years. And these days, anything that works is worth trying. The alternative is to keep doing what doesn’t work, foolishly hoping that the outcome will be different.

read more
Health

Who Else Wants To Build Muscle Fast?

shutterstock_461264842

When you are building muscles, the first thing to do is to find a healthy balance in your energy levels. To do this, you have to consume more calories than you burn them. (Check out potato nutrition facts to see how many calories you can gain from potatoes). To build a pound of muscles, you need about 2,800 calories. The following tips will teach you how to gain muscle mass healthily and effectively.

Up your training: your training volume is a multiplication between your number of reps and sets. This is what determines how you grow your muscle (hypertrophy). It may, however, thrill you to learn that you might have to go less in weight to boost your muscle mass.

Have strength goals: rather than setting your mind on gaining certain pounds of muscle, which at the end may be beyond your reach, try to get stronger. When you increase your strength, your body will be able to gain more muscle fibers especially those that make the most difference in terms of your physique. When you train your strength, your goals will be attainable and solid.

Take carbs after your workout: studies have shown that you will gather more body mass faster during your rest days when you take carbohydrates. Potato nutrition facts will show you that potatoes are very high in carbs. You can try adding it to your meals.

Add fruits and vegetables to your meals: most fruits, although not all of them are low in calories. This means that you can eat as much as you want without gathering fat or weight. They are also very rich in vitamins, minerals, fibre, and antioxidants. These nutrients will aid digestion. Remember that you have to beware of excess sugar as some fruits have high sugar content.

Eat every three hours: if you must build your muscle, you have to learn to eat the right things at the right time. The best way to do this is to take your breakfast, lunch, and dinner when due. You can then break your meal routine by taking meals after a workout session and your bedtime snacks in between. If you increase your food intake, you will not get hungry often. Taking small meals at intervals will reduce your stomach size.

Consume more protein: remember that exercises break down your muscles. Proteins rebuild these muscles. The harder you go with your lifting exercises, the more you need to take muscle-building foods. The best of these foods are proteins as they help to substantiate your recovery. Potato nutrition facts will tell you how much proteins you can get from potatoes.

read more
Health

Learn More About Ankylosing Spondylitis

no thumb

An inflammatory disease that can cause small bones in your body to fuse, such as your spine and ribs, is called ankylosing spondylitis. If it does occur in your ribs, you could experience difficulty breathing, while if it happens to your spine it can cause a hunched posture.

Whatever the case might be, if you are experiencing any kind of pain or you have a hunched back in your adulthood, you should talk to your doctor. Visit ankylosing spondylitis specialist in Brisbane at arthritisCARE if you are interested, or simply schedule a consultation with your local doctor.

Ankylosing spondylitis can cause a lot of pain and stiffness

What are the symptoms?

Some of the earliest signs and symptoms of this condition include stiffness and pain in the hips and lower back, especially after you have been inactive for a long time, like getting up in the morning. Experiencing neck pain and fatigue is also rather common.

The areas that are often affected are:

  • The vertebrae in the lower back.
  • The hips and shoulder joints.
  • The place where the ligaments and tendons attach to the bones, such as the spine, or the back of the heel.
  • The cartilage between the ribs and the breastbone.
  • The joint between the pelvis and the base of your spine.

What causes ankylosing spondylitis?

Ankylosing spondylitis does not have a specific cause. However, genes play a big role, as patients with the HLA-B27 gene are a lot more likely to develop ankylosing spondylitis. With that said, just because you might have that gene, does not guarantee that you will surely develop this condition.

There are some risk factors you should learn more about as well. For example, your sex plays a role as well. Men are a lot more likely at developing ankylosing spondylitis than women. The signs will often appear first in the late adolescence or early adulthood.

There are some forms of arthritis that have very similar symptoms as ankylosing spondylitis. For example, psoriatic arthritis and ankylosing spondylitis both cause swelling, pain and stiffness in the joints. If you are interested, you can check out the psoriatic arthritis treatment in Brisbane performed by arthritisCARE or simply talk to your doctor.

Psoriatic arthritis has very similar symptoms to ankylosing spondylitis

As a defense and healing mechanism, new bones could be formed. These new bones will eventually fuse the sections of your vertebrae, causing it to become stiff and inflexible. If your rib cage also gets fused, the capacity of your lungs will be limited, and thus you can experience difficulty breathing.

Final word

There are a lot of things you should know about this condition, and you should visit your doctor as soon as possible, if you are experiencing any of the symptoms. Visit a good doctor, schedule an appointment, and have an open talk about all the health-related issues you might have or visit Best Find Shop. If the condition goes untreated, it can cause a lot of permanent damage.

read more
Health

Will Medicare Cover Prescription Meds?

8-14-18_MW_DoesMedicareCoverViagra

Until 2006, Medicare beneficiaries had no prescription drug coverage. Medicare Part D was introduced in 2006, providing millions of beneficiaries with much-needed prescription drug coverage. Although Medicare Part A and Part B cover prescription meds in certain circumstances, Part D is the primary source of prescription drug coverage for Medicare beneficiaries

Medicare Part D requirements

Medicare Part A and Part B are administered by the federal government.  Medicare Part D, however, is provided by private insurance carriers. Most people have access to 20 or more different Part D plans.  

Although Part D plans vary, there are specific requirements they must meet. For example, Medicare sets a maximum allowable Part D deductible each year; plans can charge a lower deductible, but it can’t exceed the maximum deductible. Another requirement involves the types of drugs all Part D plans must cover. 

Medicare requires every Part D plan to cover at least two drugs from each drug class. Additionally, many Part D plans cover nearly all medications in these six drug classes: antidepressants, anticonvulsants, antipsychotics, immunosuppressants, anti-cancer, and HIV/AIDS medications. 

Medicare does not, however, require Part D plans to cover any drugs used to treat any of the following:

  • Anorexia
  • Benzodiazepines – usually prescribed for anxiety and/or insomnia 
  • Cold symptoms
  • Erectile dysfunction
  • Infertility
  • Hair loss
  • Insomnia
  • Weight loss/gain

Medicare Part D plans are also not required to cover sedatives or compounded medications. With that said, Medicare Part D plans may cover the types of medications mentioned above, but they aren’t required to.  

Medicare Part D payment stages

Medicare also regulates the coverage limits of each payment stage under Part D plans. Part D plans all have four payment stages: deductible, initial coverage, coverage gap, and catastrophic coverage. As discussed above, the deductible cannot be any higher than the maximum set by Medicare, which as of 2021, is $445.

Once you have paid the deductible, you will move into stage two: initial coverage. During this stage, you will pay a copay or coinsurance determined by the plan carrier. The copays and coinsurance vary by drug tier. For example, you might pay a $10 copay for a tier one drug but a 25% coinsurance for a tier three drug. 

After you and your plan have spent a specific amount of covered drugs for the calendar year, you will move into stage three: coverage gap. While in the coverage gap, you will pay a 25% coinsurance for all covered drugs. 

Once you and your plan have spent a certain amount for the year, you will move into stage four: catastrophic coverage. During this stage, you will pay around 5% for your medications. Only about 10% of Part D beneficiaries reach stages three or four. 

Finding the most cost-effective Part D plan

There are specific enrollment periods for Part D. The first time you may enroll in a Part D plan is during your Initial Enrollment Period (IEP). You can then change Part D plans once a year during the Annual Election Period (AEP). 

To find the most cost-effective Part D plan, you should create a MyMedicare account and enter every prescription drug you take. Your account will save this list of medications for you, so each year when you shop for Part D plans, you can simply update the list instead of re-adding all your medications. Once you have created your account, you will use Medicare’s Plan Finder Tool to compare all the Part D plans in your ZIP code. 

The Medicare Plan Finder Tool is a robust tool that allows you to review each plan’s covered drugs, preferred pharmacies, drug costs, and much more. Since Part D plans can change from year to year, checking this tool each year ensures that you are always enrolled in the most cost-effective plan. 

read more
1 2 3 4 5 21
Page 3 of 21